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NEEDS VERSUS WANTS
By Ramona Creel of OnlineOrganizing.com
How often do the words "I need" come out of your mouth? If you're like my
husband, probably every five seconds! "I need a Coke" -- "I need a new VCR"
-- "I need a raise." But did you ever stop to think how many of those
requests are actually needs, and how many are simply wants?
WHAT IS A NEED?
Let's start by defining "need." In the strictest sense of the word, a "need"
is something that you have to have to get by in this world -- a NECESSITY.
You need food, shelter, clothing, medical care -- the basics. You will
probably experience physical suffering of some sort if you don't have your
needs met.
A want, on the other hand, is something that you desire -- something you
would like to have. But by no means will you suffer in any way (except
perhaps mental anguish!) if you don't get the thing you want. "Wants" quite
often fall into the category of LUXURIES -- nice to have, but the world
won't end without them.
MAKING THE DISTINCTION
The hard part comes when you live in a prosperous capitalistic society, like
ours. The "western" standard of living is so high that even many of our poor
tend to live above the level of basic needs. In 1998, 97% of "poor"
Americans (as defined by the Census Bureau) owned a television -- something
that could definitely be considered a luxury. In many third-world countries,
less than 30% of the population even has access to electricity -- which most
westerners would consider an absolute necessity. My intention is not to make
anyone feel guilty -- it's simply to point out that the distinction between
want and need is often RELATIVE. It depends on the area in which you live,
the company you keep, the lifestyle you choose, and the expectations of the
society around you.
THE POWER OF ADVERTISING
We are influenced, every day, by the popular culture around us. Television,
magazines, movies, and advertising have all done a splendid job of
programming us to think that we need a lot of excess consumable goods.
Pretend that you are watching TV or flipping through your favorite magazine
and see an ad for something fabulous. Suddenly, your heart speeds up, and
you get a tingly feeling in your gut. It's perfect -- how had you ever lived
without it before? You rush right to the store -- what?! You don't have any
left in stock?! Your heart sinks and you feel a rush of disappointment. You
spend the rest of the day moping because you couldn't find it anywhere.
Now, this might be a bit of an exaggeration, but it's not far off the mark
for some people. How often have you learned of a new product and were
certain that you absolutely had to have it? What if you had never seen the
ad? Would your life be any worse off? It's as if the knowledge that
something exists causes the need for it.
KEEPING UP WITH THE JONESES
And, of course, we have peer pressure! But with the advent of the "global
society," the Joneses are not just the people next door anymore. They
include movie stars and billionaires and imaginary people on TV that don't
even really exist. But we hold these folks up as the standard against which
we should measure our own lives. Just because Bill Gates has a multi-million
dollar house, we think ours is too small. And since the cast of Ally McBeal
dress so cool and hip, maybe we need a new wardrobe.
THE HIGH COST OF NEEDS
So why is any of this a problem? Let me ask you a confidential question --
how much debt are you carrying? Do you have several thousand (or tens of
thousands!) dollars of past credit card purchases that you are still trying
to pay off? Are you saddled with a mortgage that is more than you can really
afford because you just had to have the bigger house? How does your
financial future look? Are you able to save for a rainy day? Your kid's
education? Your own retirement?When your spending priorities are out of
whack, you tend to experience stress, guilt, and anxiety -- it can even
affect your health. And just think about how many personal relationships are
strained (even broken) over money issues. Is that really how you want to
live your life?
BALANCING NEEDS AND WANTS
Certainly, no one is suggesting that you give away everything you own and
become a monk! But it is important that you strike a balance between those
things that you have to have and the things that you would like to have. And
it's important that you be able to PRIORITIZE your spending. The goal is to
focus on those things that will really improve your quality of life --
rather than just look flashy.
Here's a perfect example of prioritizing between two "wants." Wouldn't it be
nice to retire early -- not have to work, spend your time doing what you
want? And let's say that while you are thinking about retiring early, you
are also looking to buy a house. You could choose choose the $500,000 home
with 10 bedrooms, or you could choose the smaller, less-expensive house that
meets all of your basic needs. If you choose the expensive home, you can
probably kiss retiring early goodbye. But, if you decide that retiring early
would improve your QUALITY OF LIFE more than having a huge flashy house,
your choice is simple!
SO WHAT DO I DO NEXT?
Start by making a list of all your wants and needs. Try to be brutally
honest about which category they fall into. Then, take a look at the items
in your want list. First, ask yourself how much each purchase will improve
your quality of life. Rate them with an "A" for a large improvement down to
a "C" for a negligible improvement (and if it will actively detract from
your quality of life, cross it off the list!) At this point, don't even
worry about the "B's" and "C's" -- if we get you to a point where you can
have all of your "A" wants, then you can think about the rest.
Now, take a look at your "A's" -- try to decide if there is some way you can
balance between your high-priority wants and your needs. What are you
willing to give up? Where are you able to compromise? Perhaps you can forego
the cup of coffee and a newspaper each morning in order to pay for that
vacation to Europe you've always wanted to take. Or buy your designer
clothes at the consignment store so you'll have enough left over for those
skis you've been dying to get. If you make these decisions based on how the
purchase will improve your life -- based on your own personal priorities
(instead of someone else's!)-- you shouldn't go wrong.
Ramona Creel is the founder of OnlineOrganizing.com -- offering "a world of
organizing solutions!"
Visit OnlineOrganizing.com for organizing products, free tips, a speakers
bureau -- and even get a referral for a Professional Organizer near you. And
if you are interested in becoming a Professional Organizer, we have all the
tools you need to succeed. (Copyright 2000, Ramona Creel)
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